Plaid Bank Connection
Connect checking, savings, and credit card accounts via Plaid. Transactions import automatically — no manual CSV uploads.
AI Transaction Categorization
Transactions are categorized automatically by AI — groceries, dining, travel, software subscriptions, and more. Review and override any category.
Spending Insights
See where your money goes each month with category breakdowns and trend charts. Identify patterns and spending changes at a glance.
Monthly Summaries
Month-by-month income and expense summaries. Compare months side-by-side and track your financial progress over time.
Encrypted Credentials
Bank credentials are encrypted at rest. TotalCtrl never stores your banking username or password in plaintext.